Sound Familiar?
Your collectors are drowning. The accounts keep piling up, but your headcount stays flat. Each agent handles hundreds of accounts, but they can only make so many calls per day. Most go to voicemail. Most voicemails go unanswered. The math doesn't work. You need to touch every account regularly, but there aren't enough hours in the day. Debtors don't answer unknown numbers anymore. When they do pick up, half of them need payment plans or have questions your collectors spend precious time answering. The accounts that would pay with a simple reminder never get that reminder because your team is busy with the harder cases. Compliance adds another layer. Every call has to be documented. Every message has to follow FDCPA guidelines. One mistake and you're facing a lawsuit. Your collectors are trained, but they're also tired and rushed. Meanwhile, your clients want higher recovery rates. They want more accounts worked. They want results. And you're stuck between scaling your operation and maintaining quality. You can't hire fast enough to keep up, and the collectors you do have are burning out.
AI agents that work for you 24/7.
Payment Reminder Agent
Sends compliant payment reminders via text, email, and automated voice calls at scale. Reaches debtors on their preferred channel at optimal times. Handles the high-volume touches that your collectors can't reach manually. Drives payments without human involvement.
Payment Arrangement Agent
Negotiates payment plans within your parameters automatically. Offers settlement options, sets up recurring payments, and confirms arrangements. Handles the routine negotiations so your collectors focus on complex cases and disputes.
Inbound Call Agent
Answers debtor callbacks 24/7 with full account information. Provides balances, takes payments, sets up arrangements, and answers common questions. Reduces inbound call volume by 50% while improving debtor satisfaction.
See it in action.
Here's what changes when AI agents handle your collection communications:
Your agent has already sent 2,000 payment reminder texts to accounts approaching their next contact date. The messages are compliant, personalized with balance and payment link, and sent at the optimal time for response.
A debtor calls back from yesterday's reminder. Your agent answers, verifies their identity, provides the balance, and sets up a three-payment arrangement. No collector involvement needed.
Your collectors arrive to a prioritized list. The easy accounts already paid or made arrangements overnight. They focus on disputes, skips, and complex negotiations.
Fifty more inbound calls come in during lunch. Your agent handles 40 of them, taking payments and answering questions. Only 10 need human attention.
Your agent sends second-touch messages to non-responders from this morning. Different channel this time, text for those who got email, email for those who got text.
A debtor finally has time to deal with their account. They call, get your agent, and make a payment. No overtime required.
Every account gets touched. Every callback gets answered. Every payment gets processed. All while staying compliant and scaling efficiently.
Everything you need. Nothing you don't.
FDCPA Compliance
All communications follow federal and state regulations. Time-of-day restrictions, disclosure requirements, and documentation handled automatically.
High-Volume Outreach
Touch thousands of accounts daily via text, email, and voice. Scale your reach without scaling your team.
Payment Processing
Accept payments 24/7 through integrated payment portals. Process credit cards, ACH, and debit on the spot.
Latitude Integration
Full sync with Latitude, DAKCS, and other collection platforms. Account data, payment history, and notes flow automatically.
Arrangement Negotiation
Set parameters for payment plans and settlements. Your agent negotiates within your rules automatically.
Call Documentation
Every interaction logged with full transcripts and timestamps. Audit-ready compliance documentation.
Get started in minutes.
Connect Your Platform
Integrate with Latitude, DAKCS, or your collection software. Your agent accesses account data, balances, and contact information.
Configure Compliance Rules
Set contact time windows, state-specific rules, and message templates. Your agent stays compliant automatically.
Activate Outreach Campaigns
Accounts get touched on schedule via their preferred channel. Responses flow back to your team or get handled automatically.
Scale Your Recovery
More accounts worked, more payments collected, same headcount. Your collectors focus where humans add value.
“We were working 10,000 accounts with 8 collectors. Now our AI handles the first three touches and all inbound calls. Recovery rates are up 35% and my team focuses on the accounts that actually need human judgment.”
Patricia
Operations Director,Atlantic Recovery Services
Pick your server. We handle the rest.
Starter
2 vCPU · 2 GB RAM · 20 GB SSD
- Dedicated server
- All agent capabilities
- Any AI model (Claude, GPT, etc.)
- Management dashboard
- Email support
Pro
2 vCPU · 4 GB RAM · 50 GB SSD
- Dedicated server
- All agent capabilities
- Any AI model (Claude, GPT, etc.)
- More RAM & storage
- Priority support
Business
4 vCPU · 8 GB RAM · 100 GB SSD
- Dedicated server
- All agent capabilities
- Any AI model (Claude, GPT, etc.)
- High-performance server
- Dedicated support
Common questions.
Our agents are built with compliance first. Time-of-day restrictions, required disclosures, cease-and-desist handling, and state-specific rules are enforced automatically. All communications are logged for audit purposes.
Yes. You set the parameters: minimum payment amounts, maximum terms, settlement percentages. Your agent negotiates within those rules and documents all arrangements in your system.
Disputes are flagged and routed to your collectors immediately. Your agent logs the dispute, stops collection activity on that account, and ensures proper handling.
We complement your existing dialer by handling inbound calls and text/email outreach. Your collectors still use the dialer for outbound calls that need human touch.
Most agencies see ROI within the first month. Higher touch rates mean more payments. Automated inbound handling frees collectors for high-value work. The math works fast.
Explore more ways AI can help.
Ready to deploy?
Pick a plan, connect your AI provider, and have your agent running in minutes.